The prophet peace be upon him asserted that “harm shall neither be inflicted nor reciprocated.” Narrated by ‘Ubadah Ibn As-Somit and recorded by Ibn Majah, narrated by Ibn Abbas and recorded by Imam Ahmad, narrated by Yahya from Malik:. O you who have believed, do not consume one another's wealth unjustly but only business by mutual consent.Īnd if one of you entrusts another, then let him who is entrusted discharge his trust and let him fear Allah, his Lord. O you who have believed, fear Allah and give up what remains of interest, if you should be believers. Indeed, the commitment is ever questioned. Indeed, Allah commands you to render trusts to whom they are due and when you judge between people to judge with justiceĪnd fulfill commitment. O you who have believed, fulfill contracts Pursuant to item (a) and (b), DSN-MUI affirms the necessity to issue the said ruling on Shariah compliant refinancing to be the reference for Lembaga Keuangan Syariah “LKS” (Shariah Financial Body/Islamic Financial Institution).There is no specific Shariah ruling issued by DSN-MUI with regards to refinancing transaction. That there is a question among the people regarding refinancing transaction that complies with Shariah requirements.The National Shariah Committee (Dewan Syariah Nasional) – Majelis Ulama Indonesia (DSN-MUI), after considering the following:
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